Saturday, February 24, 2024
HomeTravel InsuranceWhat Is Automobile Rent Extra Insurance coverage? (and do I want it?)

What Is Automobile Rent Extra Insurance coverage? (and do I want it?)

You will get automobile rent extra insurance coverage for lower than a tenner* nevertheless it may prevent 1000’s relating to harm on a rent automobile. Particularly in gentle of all of the automobile rent firms who insist “harm” has been triggered whereas the automobile was in your care. Listed here are some insights into why it’s price spending just some kilos further in case you plan to rent a automobile.

Picture by Yaroslava Borz CC0

*Right at time of publishing, Could 2023, costs topic to vary.

Automobile rent extra insurance coverage defined

This can be a kind of insurance coverage which you can select to pay so that you’re lined for damages to the rent automobile whereas it’s in your care.

Why not take the rent firm’s extra insurance coverage?

The insurance coverage offered by the rent firm has an extended listing of exclusions, issues that aren’t lined by the insurance coverage. Frequent objects on this listing are misplaced keys, tyres, windscreens, the underside of the car – and even probably the most minor harm counts, even when it was not your fault (good day free chippings!). You’ll be liable to pay for this harm to be rectified on high of paying the surplus on the declare.

How is automobile rent extra insurance coverage from completely different?

Our Automobile Rent Extra Insurance coverage covers the forms of issues which might be on the exclusion listing from the automobile rent firm, and our providing stacks as much as be cheaper than getting the insurance coverage provided by the rent firm.

There may be additionally the advantage of the insurance coverage not being with the automobile rent firm – it is extremely troublesome to dispute a declare that you simply triggered harm by the rent firm who’s tied in with the insurance coverage!

What if the rent firm say that we MUST take their extra insurance coverage?

Ignore it and say you don’t need it. No matter they are saying, belief that the automobile rent extra insurance coverage from is legitimate. And in the event that they attempt to inform you you want further insurance coverage for windscreens, tyres and undercarriage, you possibly can inform them that the coverage you could have taken out HAS IT COVERED!

Car Hire Excess Insurance image

How can I minimise the prospect that I’ll be charged for harm I didn’t trigger?

Take photos/movies of the automobile as you gather it, and doc any little mark, scratch and dent that’s there in and out earlier than you drive away. Do precisely the identical as you come back the automobile so there may be no disputing any “new harm”.

Advantages of automobile rent extra insurance coverage

Benefits of Car Hire Excess Insurance Image

To seek out out extra and get a quote contact our crew, we are able to present cowl even in case you are already travelling!




Please enter your comment!
Please enter your name here

Most Popular

Recent Comments