New child? You might have new protection choices

Printed on July 14, 2022

Congratulations in your new child! The way you’ll get protection in your child is determined by your present insurance coverage standing.

In case you don’t have medical insurance:

• Having a child qualifies you for a . This implies you possibly can enroll in or change 2022 Market protection. Whenever you enroll within the new plan, your protection can begin the day your child was born.
• Apply inside 60 days after your child’s beginning. Your plan can cowl you, your child, and some other family members.
• It’s necessary to have entry to well being care companies for each new dad and mom and child. With Market protection, you may get preventive advantages, like well-baby visits.
• Be taught extra about Particular Enrollment Durations and methods to apply.

If in case you have a Market plan:

• You may hold your present plan and add your child to your protection.
• Replace your Market software inside 60 days of your child’s beginning. Your protection choices and financial savings might change.
• You may create a separate enrollment group in your child and enroll them in any plan for the remainder of the 12 months since having a child qualifies you for a Particular Enrollment Interval. (You may’t change plans, however you possibly can choose any plan out there to your child.)

If in case you have Medicaid or the Youngsters’s Well being Insurance coverage Program (CHIP) protection:

If in case you have Medicaid while you give beginning, your child is mechanically enrolled in Medicaid protection, they usually’ll stay eligible for a minimum of a 12 months.

Get extra data in your well being protection choices when you’re pregnant, plan to get pregnant, or lately gave beginning.